Unlike many financial firms, we operate as fiduciaries at all times, meaning we're legally obligated to put your interests first. Our team combines decades of specialized experience with a personalized approach that considers your entire financial picture, not just isolated investments.
We believe in making quality financial advice accessible. While we work with high-net-worth individuals, we also serve clients at various wealth stages. Our minimums vary by service type, starting at $100,000 for portfolio management, but we offer financial planning services with no minimum asset requirement.
We're transparent about our fees. We primarily charge a percentage of assets under management for investment services, while financial planning can be fee-based or hourly. We don't earn commissions on product sales, which eliminates conflicts of interest. All fees are clearly disclosed upfront.
We typically schedule quarterly review meetings, but frequency can be tailored to your preferences and needs. You'll also receive regular performance reports and market updates. We're always accessible for urgent questions or when life changes require immediate financial attention.
We integrate tax planning into all our financial strategies but we don't prepare tax returns. We collaborate with your CPA to ensure our investment and financial planning strategies are tax-efficient. Our focus is on proactive tax minimization strategies rather than compliance.
Client relationships are important to us, which is why we've built a team-based approach. While you have a primary advisor, your financial plan and investments are overseen by our entire team. If your advisor becomes unavailable, another team member with knowledge of your situation will seamlessly assume responsibility.
Yes, we provide secure online access to your portfolio 24/7 through our client portal. You can view performance reports, account statements, and important documents. The portal also allows you to message your advisor directly and schedule appointments at your convenience.
Risk management is fundamental to our process. We begin by understanding your risk tolerance through detailed discussions and assessment tools. We then build diversified portfolios aligned with your comfort level, implement regular rebalancing, and use sophisticated monitoring systems to identify potential risks early.